ZA Insure
Hong Kong’s No.1 Virtual Insurance^
The highest total premium income received—the most trusted virtual insurance among Hong Kongers.
ZA Insure
Hong Kong’s No.1 Virtual Insurance^
The highest total premium income received—the most trusted virtual insurance among Hong Kongers.
ZA Cancer Protection
Lump-sum cancer protection
Covers early-stage cancer
ZA Cancer Protection
Lump-sum cancer protection
Covers early-stage cancer
Fully digitalised insurance that everyone can afford
Settle your digitalised insurance claims easily
ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.
Simple and transparent terms and conditions
We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.
No medical check-ups
are required​
The application can be completed through your mobile phone without face-to-face signing.
Fully digitalised insurance that everyone can afford
Settle your digitalised insurance claims easily
ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.
Simple and transparent terms and conditions
We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.
No medical check-ups
are required​
The application can be completed through your mobile phone without face-to-face signing.
Fully digitalised insurance that everyone can afford
Settle your digitalised insurance claims easily
ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.
Simple and transparent terms and conditions
We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.
No medical check-ups
are required​
The application can be completed through your mobile phone without face-to-face signing.
Fully digitalised insurance that everyone can afford
Settle your digitalised insurance claims easily
ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.
Simple and transparent terms and conditions
We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.
No medical check-ups
are required​
The application can be completed through your mobile phone without face-to-face signing.
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
  • Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92# per month.
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Lower premium entry. The premium is as low as HKD 0.17# per month.
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA VHIS
  • Well-rounded coverage on medical costs, including unknown pre-existing conditions.
  • Daily premium as low as HKD 3*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
  • Apply now and enjoy a tax deduction of up to HKD 8,000**!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
  • Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92# per month.
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Lower premium entry. The premium is as low as HKD 0.17# per month.
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA VHIS
  • Well-rounded coverage on medical costs, including unknown pre-existing conditions.
  • Daily premium as low as HKD 3*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
  • Apply now and enjoy a tax deduction of up to HKD 8,000**!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
  • Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92# per month.
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Lower premium entry. The premium is as low as HKD 0.17# per month.
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA VHIS
  • Well-rounded coverage on medical costs, including unknown pre-existing conditions.
  • Daily premium as low as HKD 3*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
  • Apply now and enjoy a tax deduction of up to HKD 8,000**!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
  • Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92# per month.
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Lower premium entry. The premium is as low as HKD 0.17# per month.
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA VHIS
  • Well-rounded coverage on medical costs, including unknown pre-existing conditions.
  • Daily premium as low as HKD 3*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
  • Apply now and enjoy a tax deduction of up to HKD 8,000**!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

Want to learn more?
Call or WhatsApp 3665 3636
Inquiries are guaranteed to be answered within 2 working days.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).
*Calculation based on a male aged 18.
**Please refer to the FAQ of ZA VHIS for more details.
#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).
*Calculation based on a male aged 18.
**Please refer to the FAQ of ZA VHIS for more details.
#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).
*Calculation based on a male aged 18.
**Please refer to the FAQ of ZA VHIS for more details.
#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).
*Calculation based on a male aged 18.
**Please refer to the FAQ of ZA VHIS for more details.
#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.
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