ZA Insure has de-registered as a Voluntary Health Insurance Scheme (VHIS) Provider on 17 July 2026. Consequently, "ZA VHIS" is closed to new business and is no longer available for new applications. The rights and coverage of existing policyholders are not affected.Please visit News Center for details.
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ZA Insure
Hong Kong’s No.1 Virtual Insurance^
The highest total premium income received—the most trusted virtual insurance among Hong Kongers.
ZA Insure
Hong Kong’s No.1 Virtual Insurance^
The highest total premium income received—the most trusted virtual insurance among Hong Kongers.
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more
Featured Products
ZA Life Protection
  • The maximum sum insured is up to HKD 10 million!
  • We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
  • Pure life protection products for you, for high insurance coverage at an affordable premium.
Learn more
ZA Cancer Protection
  • Lump-sum cancer protection covers early-stage cancer.
  • All future premiums waived upon early-stage cancer till age 85!
Learn more
ZA Heart Attack & Stroke Protection
  • Focused cardiovascular protection on what matters today and separate from other illnesses
  • Guaranteed policy renewal! Get protected till age 85!
Learn more
ZA Accident Protection
  • 100% of the sum insured will be payable to the insured under certain circumstances.
  • You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
  • We cover minor and major accidents, and you can choose to upgrade your coverage freely!
Learn more
All claims and compensation can be handled online.
  • Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!
Learn more

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is wholly owned by ZhongAn Technologies International Group Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is wholly owned by ZhongAn Technologies International Group Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is wholly owned by ZhongAn Technologies International Group Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is wholly owned by ZhongAn Technologies International Group Limited.

Want to learn more?
Call or WhatsApp 3665 3636
Inquiries are guaranteed to be answered within 2 working days.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest Total Premium Income for Long Term Business+ as of 31 December 2024 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2024, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q24long.pdf).
+The premium income for General Business is based on Gross Written Premium.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest Total Premium Income for Long Term Business+ as of 31 December 2024 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2024, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q24long.pdf).
+The premium income for General Business is based on Gross Written Premium.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest Total Premium Income for Long Term Business+ as of 31 December 2024 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2024, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q24long.pdf).
+The premium income for General Business is based on Gross Written Premium.
^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest Total Premium Income for Long Term Business+ as of 31 December 2024 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2024, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q24long.pdf).
+The premium income for General Business is based on Gross Written Premium.
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