ZA Insure | Hong Kong Fully Digital Insurer

We will undergo system maintenance in order to serve you better, and hence our online service may be interrupted intermittently between 14:00 and 17:00 on November 7. Should you have any questions, please contact our customer service hotline at 3665 3636 during office hours for more details.

Fully digitalised insurance that everyone can afford

Settle your digitalised insurance claims easily

ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.

Simple and transparent terms and conditions

We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.

No medical check-ups
are required

The application can be completed through your mobile phone without face-to-face signing.

Fully digitalised insurance that everyone can afford

Settle your digitalised insurance claims easily

ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.

Simple and transparent terms and conditions

We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.

No medical check-ups
are required

The application can be completed through your mobile phone without face-to-face signing.

Fully digitalised insurance that everyone can afford

Settle your digitalised insurance claims easily

ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.

Simple and transparent terms and conditions

We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.

No medical check-ups
are required

The application can be completed through your mobile phone without face-to-face signing.

Fully digitalised insurance that everyone can afford

Settle your digitalised insurance claims easily

ZA Insure provides insurance with good value for money with technology, as well as a fast and efficient insurance purchasing and claims experience.

Simple and transparent terms and conditions

We’ve made the terms and conditions of our products easy to read for a more user-friendly and accessible experience.

No medical check-ups
are required

The application can be completed through your mobile phone without face-to-face signing.

Featured Products

ZA Life Protection

The maximum sum insured is up to HKD 10 million!
We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
Pure life protection products for you, for high insurance coverage at an affordable premium.

ZA Cancer Protection

Lump-sum cancer protection covers early-stage cancer.
All future premiums waived upon early-stage cancer till age 85!
Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92^# per month.

ZA Heart Attack & Stroke Protection

Focused cardiovascular protection on what matters today and separate from other illnesses
Lower premium entry. The premium is as low as HKD 0.17^# per month.
Guaranteed policy renewal! Get protected till age 85!

ZA VHIS

Well-rounded coverage on medical costs, including unknown pre-existing conditions.
Daily premium as low as HKD 3^*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
Apply now and enjoy a tax deduction of up to HKD 8,000^**!

ZA Accident Protection

100% of the sum insured will be payable to the insured under certain circumstances.
You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
We cover minor and major accidents, and you can choose to upgrade your coverage freely!

All claims and compensation can be handled online.

Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!

Featured Products

ZA Life Protection

The maximum sum insured is up to HKD 10 million!
We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
Pure life protection products for you, for high insurance coverage at an affordable premium.

ZA Cancer Protection

Lump-sum cancer protection covers early-stage cancer.
All future premiums waived upon early-stage cancer till age 85!
Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92^# per month.

ZA Heart Attack & Stroke Protection

Focused cardiovascular protection on what matters today and separate from other illnesses
Lower premium entry. The premium is as low as HKD 0.17^# per month.
Guaranteed policy renewal! Get protected till age 85!

ZA VHIS

Well-rounded coverage on medical costs, including unknown pre-existing conditions.
Daily premium as low as HKD 3^*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
Apply now and enjoy a tax deduction of up to HKD 8,000^**!

ZA Accident Protection

100% of the sum insured will be payable to the insured under certain circumstances.
You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
We cover minor and major accidents, and you can choose to upgrade your coverage freely!

All claims and compensation can be handled online.

Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!

Featured Products

ZA Life Protection

The maximum sum insured is up to HKD 10 million!
We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
Pure life protection products for you, for high insurance coverage at an affordable premium.

ZA Cancer Protection

Lump-sum cancer protection covers early-stage cancer.
All future premiums waived upon early-stage cancer till age 85!
Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92^# per month.

ZA Heart Attack & Stroke Protection

Focused cardiovascular protection on what matters today and separate from other illnesses
Lower premium entry. The premium is as low as HKD 0.17^# per month.
Guaranteed policy renewal! Get protected till age 85!

ZA VHIS

Well-rounded coverage on medical costs, including unknown pre-existing conditions.
Daily premium as low as HKD 3^*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
Apply now and enjoy a tax deduction of up to HKD 8,000^**!

ZA Accident Protection

100% of the sum insured will be payable to the insured under certain circumstances.
You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
We cover minor and major accidents, and you can choose to upgrade your coverage freely!

All claims and compensation can be handled online.

Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!

Featured Products

ZA Life Protection

The maximum sum insured is up to HKD 10 million!
We offer life insurance that grows with you together. There is no underwriting to expand coverage for your major milestones, such as marriage, having kids and buying property.
Pure life protection products for you, for high insurance coverage at an affordable premium.

ZA Cancer Protection

Lump-sum cancer protection covers early-stage cancer.
All future premiums waived upon early-stage cancer till age 85!
Compared to regular critical illness insurance, ZA Insure premiums are affordable for everyone, as low as HKD 5.92^# per month.

ZA Heart Attack & Stroke Protection

Focused cardiovascular protection on what matters today and separate from other illnesses
Lower premium entry. The premium is as low as HKD 0.17^# per month.
Guaranteed policy renewal! Get protected till age 85!

ZA VHIS

Well-rounded coverage on medical costs, including unknown pre-existing conditions.
Daily premium as low as HKD 3^*. We will not impose any additional rate of premium loading or apply any new benefit exclusions, due to any change in your health condition during the life of your policy.
Apply now and enjoy a tax deduction of up to HKD 8,000^**!

ZA Accident Protection

100% of the sum insured will be payable to the insured under certain circumstances.
You can receive a premium reward if you do not claim any benefits throughout the entire policy year!
We cover minor and major accidents, and you can choose to upgrade your coverage freely!

All claims and compensation can be handled online.

Claim applications and estimations can both be made online. You can also view the progress of your claims online anytime. If you have any questions, please call 3665 3636 to contact our customer service representative!

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

ZA Insure is a fully digital insurer authorised by the Hong Kong Insurance Authority to conduct insurance business in Hong Kong and has committed HKD 1 billion in paid-up capital.

ZA Life Limited (with the business name ZA Insure) is a joint venture between ZhongAn Technologies International Group Limited and Fubon Life Insurance (Hong Kong) Company Limited.

Want to learn more?

Call or WhatsApp 3665 3636
Inquiries are guaranteed to be answered within 2 working days.

^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).

*Calculation based on a male aged 18.

**Please refer to the FAQ of ZA VHIS for more details.

#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.

^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).

*Calculation based on a male aged 18.

**Please refer to the FAQ of ZA VHIS for more details.

#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.

^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).

*Calculation based on a male aged 18.

**Please refer to the FAQ of ZA VHIS for more details.

#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.

^“No.1 Virtual Insurance Company in Hong Kong” refers to ZA Insure having the highest total premium income as of 31 December 2022 among the four licensed virtual insurance companies (source: Insurance Authority's provisional statistics for January to December 2022, published in https://www.ia.org.hk/tc/infocenter/statistics/files/4q22long.pdf).

*Calculation based on a male aged 18.

**Please refer to the FAQ of ZA VHIS for more details.

#Based on 18-year-old non-smoking female with HKD 100,000 sum insured.

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ZA Insure is the business name of ZA Life Limited

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